Protection for your business, peace of mind for you.

Commercial Insurance is essential

To protect your business from unexpected risks that could impact its operations and financial stability. Below are the main types of commercial insurance, each designed to cover specific aspects of your business.

Get a quote

Commercial insurance is essential

to protect your business from unexpected risks that may impact your operations and financial stability. Below are the main types of commercial insurance, each designed to cover specific aspects of your business.

Get a quote

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For businesses

It’s important to note that no single small business insurance policy covers every risk. Different types of commercial insurance address various accidents, lawsuits, and damages that could affect a business. Below are some of the most common policies:

1. General Liability Insurance

This policy covers common business risks, including bodily injuries, damage to a customer’s property, and advertising-related injuries. It is required for most commercial leases.
Best for:
• Slip-and-fall accidents
• Customer property damage
• Lawsuits for defamation and slander

2. Business Owner's Policy (BOP)

A business owner’s policy that bundles commercial property insurance and general liability insurance under a single plan. It’s one of the most cost-effective commercial insurance policies.
What it covers:
• Customer injuries
• Damaged commercial property
• Business interruption incidents

3. Professional Liability Insurance

Also known as errors and omissions insurance (E&O), this policy can help cover legal expenses if a business is sued for unsatisfactory work.
What it covers:
• Accusations of negligence
• Professional errors
• Missed deadlines

4. Worker's Compensation Insurance

Description: Required in almost every state for businesses with employees. It covers medical costs for work-related injuries.
What it covers:
• Employee medical expenses
• Partial lost wages
• Lawsuits over employee injuries

5. Commercial Property Insurance

Covers the value of a business’s physical structure and its contents, such as inventory, equipment, and furniture.
What it covers:
• Fire
• Theft and vandalism
• Storm damage

6. Cyber Liability Insurance

Helps businesses recover from data breaches and cyberattacks by covering recovery expenses and related costs.
What it covers:
• Lawsuits over data breaches
• Breach notification expenses
• Fraud monitoring costs

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Tel. +1 689 304 9006

Email. info@truemate.com

Address.

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